Are You Skinflint Or Spendthrift? [Quiz]

Do you hold onto all of your money, waiting for those rainy days that never seem to come, or do you spend everything that you have and then scramble around whenever you need extra cash for AC repairs or rent? Your spending habits say a lot about your personality, but you probably don’t give them much thought. It’s time to determine if you’re a skinflint, spendthrift, or something in between. Then, you’ll know if you need to change your spending ways before your habits get out of control.

It’s Not Just Money

You’ve probably heard the saying, “It’s just money,” but that isn’t necessarily true. If you spend lavishly on others, you’re very generous, which is a good thing. At the same time, you likely lack impulse control and you’re not practical. You have a hard time handling emergency situations, meaning you might have to turn to others for help if your car breaks down or your air conditioner stops working.

Do you think the people you’re generous with will be just as generous with you? Will they lend you money in your time of need, or will they look the other way? On the other side of the coin, if you hold onto every dollar, you can seem uncaring and like you aren’t a lot of fun. Sure, you always have money if your car breaks down or your air conditioner is out of service, but you aren’t spontaneous and you aren’t willing to help a friend in need. Who wants a friend like that?

Finding the Middle Ground

This test will help you find the middle ground. Instead of being a skinflint or a spendthrift, you can learn to save and spend at the same time. Life is about compromise. You shouldn’t spend all of your money, but you shouldn’t save it all, either. Once you take this test, you’ll know what you need to work on in order to find the balance. Then, you can strive to be more balanced with your money.

Money doesn’t have to rule your life. Take this quiz to find out what role money plays in your life, and then find a way to balance it out. You’ll be happier, healthier, and well respected once you find that balance.

Skinflint Or Spendthrift Personality Test
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